The new study out of Northwestern University looked at survey responses - filled out by more than eight thousand young professionals.
They found 20-percent would still be in a financial hole if they sold everything they owned, including their home.
They were more likely to report feelings of stress and depression.
We all could use a little more time to relax, but what you may not realize is how easy it is to work in some relaxation techniques - even on the most hectic of days.
Doctors say first thing you can do is smile more -- even if you don't feel like smiling.
Another great way to relax is simply breathing. Taking a deep breath - every once in a while - then smiling when you breathe out, is a great, simple way to relax at any part of the day.
Spending a few minutes meditating -- or practicing something like Tai-Chi or Yoga at the beginning or end of the day -- can also help.
"You might notice that yo are tense, you're holding your shoulders like this, yeah? Or maybe your back, so when you notice this you can mentally go and relax yourself," says Dr. Mladen Golubic with the Cleveland Clinic.
The doctor says exercise can also help you relax - as well as getting those cardiovascular and muscular benefits.
Click here for more Family Health reports from Fox 16's Donna Terrell.
Copyright 2015 Nexstar Broadcasting, Inc. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.